Compare the advantages and disadvantages of short- and long-term borrowing to meet working capital needs.

In terms of risk and return (profit), compare the advantages and disadvantages of short- and long-term borrowing to meet working capital needs. With today’s credit crunch, how are health care organizations impacted? How are people who have insurance impacted? How are the uninsured impacted? Please include one source¬† from research in your¬† answers including the web addresses.